Housing Loan

This type of loan helps members either buy or contruct their dream house. Owning property is also a manifestation of hard work and well-placed earnings. For those members who wants their dream house or maybe does not want to be stuck in a rent situation, they may avail this type of loan. BJMP-MPC has added to its range of service products to helps its members fullfill their dream house.

Amort

FEATURES:

Regular with the prescribed net take home pay.
Terms: Up to 20 years

REQUIREMENTS

Housing Loan Form
Latest BJMP payslip (Photocopy)
BJMP ID (Photocopy)
Transfer Certificate of Title/Condominum (TCT/CCT) in the name of borrower, duly annotated by the Registry of Deeds/MORTGAGE ANNOTATION, IN FAVOR OF BJMP-MPC
Loan and Mortgage Agreement (4 copies)
Guidelines

DOWNLOADABLE FORM

APPLICATION FORM


Interest Rate	Loanbale Amount	Monthly Loan Amortization (Principal + Interest)
		Loan Terms (in years)
		5	10	15	20

5.0%	50,000	943.56	530.33	395.40	329.98
5.0%	100,000	1,887.12	1,060.66	790.79	659.96
5.0%	150,000	2,830.69	1,590.98	1,186.19	989.93
5.0%	200,000	3,774.25	2,121.31	1,581.59	1,319.91
5.0%	250,000	4,717.81	2,651.64	1,976.98	1,649.89
5.0%	300,000	5,661.37	3,181.97	2,372.38	1,979.87
5.0%	350,000	6,604.93	3,712.29	2,767.78	2,309.85
5.0%	400,000	7,548.49	4,242.62	3,163.17	2,639.82

6.0%	450,000	8,699.76	4,995.92	3,797.36	3,223.94
6.0%	500,000	9,666.40	5,551.03	4,219.28	3,582.16
6.0%	550,000	10,633.04	6,106.13	4,641.21	3,940.37
6.0%	600,000	11,599.68	6,661.23	5,063.14	4,298.59
6.0%	650,000	12,566.32	7,216.33	5,485.07	4,656.80
6.0%	700,000	13,532.96	7,771.44	5,907.00	5,015.02
6.0%	750,000	14,499.60	8,326.54	6,328.93	5,373.23

7.5%	800,000	16,030.36	9,496.14	7,416.10	6,444.75
7.5%	850,000	17,032.26	10,089.65	7,879.61	6,847.54
7.5%	900,000	18,034.15	10,683.16	8,343.11	7,250.34
7.5%	950,000	19,036.05	11,276.67	8,806.62	7,653.14
7.5%	1,000,000	20,037.95	11,870.18	9,270.12	8,055.93

8.5%	1,050,000.00	21,542.36	13,018.50	10,339.77	9,112.14
8.5%	1,100,000.00	22,568.18	13,638.43	10,832.14	9,546.06
8.5%	1,150,000.00	23,594.01	14,258.35	11,324.50	9,979.97
8.5%	1,200,000.00	24,619.84	14,878.28	11,816.87	10,413.88
8.5%	1,250,000.00	25,645.66	15,498.21	12,309.24	10,847.79

9.5%	1,300,000.00	27,302.42	16,821.68	13,574.92	12,117.71
9.5%	1,350,000.00	28,352.51	17,468.67	14,097.03	12,583.77
9.5%	1,400,000.00	29,402.61	18,115.66	14,619.15	13,049.84
9.5%	1,450,000.00	30,452.70	18,762.65	15,141.26	13,515.90
9.5%	1,500,000.00	31,502.79	19,409.63	15,663.37	13,981.97
9.5%	1,550,000.00	32,552.89	20,056.62	16,185.48	14,448.03
9.5%	1,600,000.00	33,602.98	20,703.61	16,707.59	14,914.10
9.5%	1,650,000.00	34,653.07	21,350.60	17,229.71	15,380.16
9.5%	1,700,000.00	35,703.16	21,997.58	17,751.82	15,846.23
9.5%	1,750,000.00	36,753.26	22,644.57	18,273.93	16,312.30
9.5%	1,800,000.00	37,803.35	23,291.56	18,796.04	16,778.36
9.5%	1,850,000.00	38,853.44	23,938.55	19,318.16	17,244.43
9.5%	1,900,000.00	39,903.54	24,585.54	19,840.27	17,710.49
9.5%	1,950,000.00	40,953.63	25,232.52	20,362.38	18,176.56
9.5%	2,000,000.00	42,003.72	25,879.51	20,884.49	18,642.62

10.5%	2,050,000.00	44,062.50	27,661.67	22,660.68	20,466.79
10.5%	2,100,000.00	45,137.19	28,336.35	23,213.38	20,965.98
10.5%	2,150,000.00	46,211.89	29,011.02	23,766.08	21,465.17
10.5%	2,200,000.00	47,286.58	29,685.70	24,318.78	21,964.36
10.5%	2,250,000.00	48,361.28	30,360.37	24,871.48	22,463.55
10.5%	2,300,000.00	49,435.97	31,035.05	25,424.18	22,962.74
10.5%	2,350,000.00	50,510.67	31,709.72	25,976.87	23,461.93
10.5%	2,400,000.00	51,585.36	32,384.40	26,529.57	23,961.12
10.5%	2,450,000.00	52,660.06	33,059.07	27,082.27	24,460.31
10.5%	2,500,000.00	53,734.75	33,733.75	27,634.97	24,959.50
10.5%	2,550,000.00	54,809.45	34,408.42	28,187.67	25,458.69
10.5%	2,600,000.00	55,884.14	35,083.10	28,740.37	25,957.88
10.5%	2,650,000.00	56,958.84	35,757.77	29,293.07	26,457.07
10.5%	2,700,000.00	58,033.53	36,432.45	29,845.77	26,956.26
10.5%	2,750,000.00	59,108.23	37,107.12	30,398.47	27,455.45
10.5%	2,800,000.00	60,182.92	37,781.80	30,951.17	27,954.64
10.5%	2,850,000.00	61,257.62	38,456.47	31,503.87	28,453.83
10.5%	2,900,000.00	62,332.31	39,131.15	32,056.57	28,953.02
10.5%	2,950,000.00	63,407.01	39,805.82	32,609.27	29,452.21
10.5%	3,000,000.00	64,481.70	40,480.50	33,161.97	29,951.40
10.5%	3,050,000.00	65,556.40	41,155.17	33,714.67	30,450.59
10.5%	3,100,000.00	66,631.09	41,829.85	34,267.37	30,949.78
10.5%	3,150,000.00	67,705.79	42,504.52	34,820.07	31,448.97
10.5%	3,200,000.00	68,780.48	43,179.20	35,372.77	31,948.16
10.5%	3,250,000.00	69,855.18	43,853.87	35,925.47	32,447.35
10.5%	3,300,000.00	70,929.87	44,528.55	36,478.16	32,946.54
10.5%	3,350,000.00	72,004.57	45,203.22	37,030.86	33,445.73
10.5%	3,400,000.00	73,079.26	45,877.90	37,583.56	33,944.92
10.5%	3,450,000.00	74,153.96	46,552.57	38,136.26	34,444.11
10.5%	3,500,000.00	75,228.65	47,227.25	38,688.96	34,943.30
10.5%	3,550,000.00	76,303.35	47,901.92	39,241.66	35,442.49
10.5%	3,600,000.00	77,378.04	48,576.60	39,794.36	35,941.68
10.5%	3,650,000.00	78,452.74	49,251.27	40,347.06	36,440.87
10.5%	3,700,000.00	79,527.43	49,925.95	40,899.76	36,940.06
10.5%	3,750,000.00	80,602.13	50,600.62	41,452.46	37,439.25
10.5%	3,800,000.00	81,676.82	51,275.30	42,005.16	37,938.44
10.5%	3,850,000.00	82,751.52	51,949.97	42,557.86	38,437.63
10.5%	3,900,000.00	83,826.21	52,624.65	43,110.56	38,936.82
10.5%	3,950,000.00	84,900.91	53,299.32	43,663.26	39,436.01
10.5%	4,000,000.00	85,975.60	53,974.00	44,215.96	39,935.20
10.5%	4,050,000.00	87,050.30	54,648.67	44,768.66	40,434.39
10.5%	4,100,000.00	88,124.99	55,323.35	45,321.36	40,933.58
10.5%	4,150,000.00	89,199.69	55,998.02	45,874.06	41,432.77
10.5%	4,200,000.00	90,274.38	56,672.70	46,426.75	41,931.96
10.5%	4,250,000.00	91,349.08	57,347.37	46,979.45	42,431.15
10.5%	4,300,000.00	92,423.77	58,022.05	47,532.15	42,930.34
10.5%	4,350,000.00	93,498.47	58,696.72	48,084.85	43,429.53
10.5%	4,400,000.00	94,573.16	59,371.40	48,637.55	43,928.72
10.5%	4,450,000.00	95,647.86	60,046.07	49,190.25	44,427.90
10.5%	4,500,000.00	96,722.55	60,720.75	49,742.95	44,927.09
10.5%	4,550,000.00	97,797.25	61,395.42	50,295.65	45,426.28
10.5%	4,600,000.00	98,871.94	62,070.10	50,848.35	45,925.47
10.5%	4,650,000.00	99,946.64	62,744.77	51,401.05	46,424.66
10.5%	4,700,000.00	101,021.33	63,419.45	51,953.75	46,923.85
10.5%	4,750,000.00	102,096.03	64,094.12	52,506.45	47,423.04
10.5%	4,800,000.00	103,170.72	64,768.80	53,059.15	47,922.23
10.5%	4,850,000.00	104,245.42	65,443.47	53,611.85	48,421.42
10.5%	4,900,000.00	105,320.11	66,118.15	54,164.55	48,920.61
10.5%	4,950,000.00	106,394.81	66,792.82	54,717.25	49,419.80
10.5%	5,000,000.00	107,469.50	67,467.50	55,269.95	49,918.99
Main Requirement: Title must be in the name of member-borrower and annotated in favor of BJMP MPC.

BJMPMPC

HOUSING LOAN

FEATURES:

REQUIREMENTS

DOWNLOADABLE FORM

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